The Second Edition of this engaging text for the one-semester finite mathematics course uses intriguing, real-world applications to capture the interest of business, economics, life science, and social science majors. This practical approach to mathematics, along with the integration of graphing calculators and Excel spreadsheet explorations, exposes students to the tools they will encounter in future careers. A wealth of pedagogy includes the following distinctive features: detailedWorked-out Examples with Annotationshelp students through more challenging concepts;Practice Problemsare offered to help students check their understanding of concepts presented in the examples;Section Summariesbriefly restate essential formulas and key concepts;Chapter Summary with Hints and Suggestionsunify chapter themes, give specific reminders, and reference problems in the review exercises suitable for a practice test; andCumulative Review Exercisesappear at the end of groups of chapters to reinforce previously learned concepts and skills. Graphing Calculator ExamplesandExerciseslocated throughout the text explore new topics, guide students through "messy" calculations, or show technology pitfalls. These may be omitted without disrupting the flow or cohesion of the text. Application Previewsplace mathematics in a real-world context and motivate students' interest in the material. Annotationsbeside many formulas and solution steps emphasize the importance of being able to "read mathematics" by restating much of the mathematics in words.